[CU/ MAM] is ready to put in the work. 

From the moment we roll up our sleeves until you get your first set of keys, we’re here to make the process faster, easier, and more clear for you. We want you to feel confident in your purchase, so you can enjoy this milestone as much as possible. We help you do this in a number of ways:

Understand the process

From starting a conversation to closing on your first home, we’re with you every step of the way. We’ll keep you informed as we go along and answer your questions so you stay confident in your purchase.

Explore your loan options

Many first-time homebuyers are surprised to discover how many different options are available to them. This means it’s easier to find the mortgage that fits you, and we’re here to help you figure that out.

Get started

The first step we recommend? Play around with our rate calulator . This will help you determine the right amount of home to buy, your down payment, and more. Then you’re just a few short steps away from home shopping.

Ready to take that first step? 

Let’s start by seeing what your rate could be. 


Calculate Rate > to rate widget 

Mortgage Rate Calculator


Make home buying even easier

Download our free home buying checklists so you’re prepared at every step. 


Download now >

[VA Checklist]

[Purchase Checklist]

This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. Member Advantage Mortgage, LLC is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Member Advantage Mortgage LLC (MAM) is subsidiary of CUSO Development Company (CDC), which is owned and operated by credit unions for the benefit of credit unions and their members. UMassFive College Federal Credit Union  has an affiliated business arrangement with MAM and is an indirect, minority owner of MAM. Loans originated for UMassFive College Federal Credit Union  members benefit both MAM and UMassFive College Federal Credit Union. UMassFive College Federal Credit Union NMLS 460131. Member Advantage Mortgage, LLC NMLS #1557. Alabama Consumer Credit License # 22717. Arkansas Combination Mortgage Banker-Broker- Servicer License # 104160.  Colorado, Regulated by the Division of Real Estate, Mortgage Company Registration NMLS ID # 1557; check the license status of your mortgage loan originator at http://www.dora.state.co.us/real-estate/index.htm. Connecticut Mortgage Lender License # ML-1557. District of Columbia Mortgage Lender License # MLB1557. Delaware Lender License # 011515.    Florida Mortgage Lender License # MLD781. Georgia Residential Mortgage Licensee, License # 36659. Louisiana Residential Mortgage Lending License NMLS ID # 1557. Massachusetts Mortgage Lender License # ML1557.  Maryland Mortgage Lender License # 06-19371.   Michigan 1st Mortgage Broker/Lender/Servicer Registrant # FR020440.   Licensed by the North Carolina Commissioner of Banks, Mortgage Lender License #167098. Licensed by the New Hampshire Banking Department. New Hampshire Mortgage Banker License # 14242-MB.   Licensed by the New Jersey Department of Banking and Insurance. New Jersey Residential Mortgage Lender License NMLS ID # 1557.   Licensed by Pennsylvania Department of Banking.  Pennsylvania Mortgage Lender License # 33868.  Rhode Island Licensed Lender, License # 20112778LL.   South Carolina Mortgage Lender License #1557. Texas Mortgage Banker Registration NMLS ID # 1557.  Licensed by the Virginia State Corporation Commission, Virginia Lender License # MC-5045, Virginia Broker License #MC-5045. NMLS ID # 1557 (visit www.nmlsconsumeraccess.org for complete licensing information).