Choosing an Adjustable-Rate Mortgage

If you think there’s a chance you’ll sell your home within 5-10 years, or you expect your income to increase and prefer a lower monthly payment for the first few years of your mortgage, an adjustable-rate mortgage (ARM) could be an attractive option. It’s exciting to buy a house and think about the special memories […]

Buying a Home with a VA Loan

Current members of the military, veterans, and surviving spouses can become homeowners with affordable loans from the U.S. Department of Veterans Affairs (VA). Whether you’re an active duty service member, a veteran, or a military spouse, a VA loan offers a number of advantages. You typically don’t need a down payment, and your overall expenses […]

Is an FHA Mortgage Right for You?

You may be able to buy a home without a large down payment or a perfect credit score. An FHA mortgage loan offers more flexible qualification requirements than a conventional home loan. Buying a home is a big deal, but it is also a realistic goal. Even if you have limited funds for a down payment […]

Choosing a Fixed-Rate Mortgage

A consistent monthly payment is one of the main advantages of a fixed-rate mortgage. This can help you plan your budget while providing peace of mind if your financial picture changes in the future. Predictability is an important factor for many people when buying a home. You may choose a fixed-rate mortgage if you prefer the security of knowing […]

Top 10 Ways to Improve Your Credit Score

There are steps you can take right now that may boost your credit score, which can make it easier to rent an apartment, buy a house, or get a loan. One of the best things you can do for your financial health is build a strong credit score, which is sometimes referred to as VantageScore […]