What Housing Market Trends Have to Say About a Potential Housing Crash

You’re likely seeing headlines that talk about housing bubbles and crashes, and compare today’s housing market to 2008. There’s no sugar coating that home prices are still high, interest rates are increasing, and we’re facing record inflation. But is that cause for panic? Does it mean we’re headed for another crash? Most housing experts say […]

When to Consider an Adjustable-Rate Mortgage (ARM)

There are many different types of mortgage products available to meet the needs of anyone buying or refinancing a home. There is one in particular that is surrounded by misinformation, and a lot of confusion: the Adjustable Rate Mortgage or ARM. ARMS are making a comeback after a downturn in popularity due to being the […]

How Much Home Can You Afford?

When trying to figure out how much home you can afford, there are a lot of factors to consider. This article will walk you through some things to think about before you start shopping for your next home.   Key Takeaways   Your debt-to-income and housing expense ratios are key factors in determining how much money […]