The pros and cons of renting vs buying a home when inflation is high

Owning a home has always been part of the American dream, and for good reason. There are many pros to home ownership, the most compelling perhaps being the financial benefit of owning property, and the strong sense of security and stability associated with that ownership. There are, however, some cons to owning a home, which […]
What housing market trends have to say about a potential housing crash

You’re likely seeing headlines that talk about housing bubbles and crashes, and compare today’s housing market to 2008. There’s no sugar coating that home prices are still high, interest rates are increasing, and we’re facing record inflation. But is that cause for panic? Does it mean we’re headed for another crash? Most housing experts say […]
When to consider an Adjustable Rate Mortgage (ARM)

There are many different types of mortgage products available to meet the needs of anyone buying or refinancing a home. There is one in particular that is surrounded by misinformation, and a lot of confusion: the Adjustable Rate Mortgage or ARM. ARMs haven’t been very popular in recent years mostly because they were the mortgage […]
Understanding the Mortgage Process

How Much House Can You Afford?

Prequalification vs. Preapproval
