Your Must-Do Fall Home Maintenance List

If you own your home, you can always find projects to keep you busy! Fall presents the perfect chance to tackle some specific projects that will enhance your home’s value and keep it looking great. Your house is likely your largest single investment. Keeping it in top condition is important. It takes some time and […]

8 Ways to Save For a Down Payment

Coming up with the funds for a down payment on a new home may seem overwhelming at first, but it is possible by developing a solid plan and sticking with it. One of the biggest factors when you’re purchasing a home is the amount of money you have available for the down payment. During the […]

6 Reasons to Refinance Your Home

Refinancing your home can be a useful tool for a number of reasons. It can lower your monthly payment and free up cash to make home improvements or pay off debts. But it’s not the right choice for every homeowner, so be sure refinancing makes sense for your own situation. When you refinance your home […]

HELOC 101: The Basics of a Home Equity Line of Credit

A home equity line of credit (HELOC) uses the equity in your home to give you access to cash. It might be the right choice if you want to make repairs or ongoing improvements that will enhance the value of your home or to pay for medical expenses or large purchases. There are many advantages […]

What is a rate lock?

A mortgage rate lock provides predictability when buying a home, ensuring the loan interest rate stays the same throughout the purchase process. It takes time to buy a house. From initial loan approval to final closing, several weeks may pass, and during that time interest rates can rise or fall. A mortgage rate lock does […]

Understanding Your Mortgage Options

The variety of mortgage products available today helps you choose one that fits your budget, lifestyle, and future plans. There is plenty to be excited about when you’re buying a house. There are also important decisions to make, and choosing the right mortgage for your new home is one of them. It can seem overwhelming, […]

How to buy a house for the first time

These tips for first-time homebuyers will help you navigate the home buying process and could help make your home-ownership dream come true. Buying your first home is exciting—and a little scary. Millions of people have navigated the first-time home buying process successfully, and so can you. This buying-a-house checklist will guide you through the key […]

Refinancing 101: Six steps to refinancing your home

Wondering “is it worth refinancing my mortgage”? Refinancing can help you lower your monthly mortgage payments, pay off your loan faster, or use your home equity for other purposes. Here’s a step-by-step guide to refinancing with confidence. Refinancing a mortgage is the process of paying off your existing mortgage and replacing it with a new […]