6 Tips For Figuring Out Where You Should Live

Where you live influences every aspect of your daily life. When most first-time homebuyers start looking at homes, it’s easy to focus too much on the home itself, while forgetting the cardinal rule of real estate: location location location! Here are six tips for homebuyers to make sure they love every aspect of their new […]

9 Tips for Finding a Home

Time to read: 3 ½ minutes Few things match the excitement that comes with deciding to buy a home. If you’re like most homebuyers, the first thing you do is start looking at what’s available in your area. You may quickly discover that there are a lot of homes on the market (141.95 million in […]

What Homebuyers Need To Know About Homeowners Insurance

Homeowners insurance is an important protection for you and your new home, and is required by most lenders when buying a house.  We’ve listed some information about the different types of insurance to help you during the homebuying process. Read policies carefully so that you understand the standard exclusions and exceptions.   Key Takeaways   Remember […]

Understanding Closing Costs For Your New Home

Your offer has been accepted, your loan has been approved, and a date has been set to close on your new home. It’s an exciting time for sure, but there are a few things you’ll want to know before you sign your closing documents.   Key Takeaways   Closing costs are typically split between the buyer […]

Things to know before purchasing a For Sale By Owner (FSBO) home

A “for sale by owner” or FSBO listing is one where the seller decides to not sell their home through a real estate agent. This decision is usually made in an effort to save money, as the seller doesn’t have to pay commission fees to a real estate agent.  In an effort to save even […]

10 More Mortgage Terms Homebuyers Should Know

Even if you knew the meaning of every word on our first list of 11 Mortgage Terms Homebuyers Should Know, you may still find yourself looking up definitions while shopping for a home. Let’s jump in and explain ten more important terms homebuyers should know.   Key Takeaways   Unless you work in the industry, you […]

Precautions to consider before taking out an Adjustable Rate Mortgage (ARM)

The 2008 housing market crash was largely blamed on two factors: not enough lender regulation (which led to predatory lending), and consumers not understanding the terms of their mortgages. Ever since, Adjustable Rate Mortgages (or ARMs) have been villainized, since they were the mortgage product of choice during that time.  We discuss when to consider […]

The pros and cons of renting vs buying a home when inflation is high

Owning a home has always been part of the American dream, and for good reason. There are many pros to home ownership, the most compelling perhaps being the financial benefit of owning property, and the strong sense of security and stability associated with that ownership. There are, however, some cons to owning a home, which […]

What housing market trends have to say about a potential housing crash

You’re likely seeing headlines that talk about housing bubbles and crashes, and compare today’s housing market to 2008. There’s no sugar coating that home prices are still high, interest rates are increasing, and we’re facing record inflation. But is that cause for panic? Does it mean we’re headed for another crash? Most housing experts say […]

When to consider an Adjustable Rate Mortgage (ARM)

There are many different types of mortgage products available to meet the needs of anyone buying or refinancing a home. There is one in particular that is surrounded by misinformation, and a lot of confusion: the Adjustable Rate Mortgage or ARM. ARMs haven’t been very popular in recent years mostly because they were the mortgage […]