Take Advantage of a Buyer’s Market

Key Takeaways   Buyer’s markets exist when buyers have more negotiating power than sellers due to supply-and-demand imbalances There are several ways to figure out whether you’re in a buyer’s market If you’re purchasing in a buyer’s market, take strategic advantage by offering less than the list price and/or asking the seller for concessions As you […]

How to Avoid or Eliminate Private Mortgage Insurance (PMI)

Key Takeaways   PMI is insurance that protects the lender and is required on conventional loans where the down payment is less than 20% of the home price There are some loans that don’t require PMI There are ways to avoid PMI or have it removed You’ve been dreaming of the day you’ll get the keys […]