What Homebuyers Need To Know About Homeowners Insurance
Homeowners insurance protects you in the event your property is damaged or destroyed. Learn the two types of insurance and additional policies you may need for your new home.
Understanding Closing Costs For Your New Home
Closing on a new home isn’t just signing papers and collecting keys; you’ll also likely pay certain closing costs. Learn which fees to expect and who usually pays them.
Reasons To Get A Mortgage From Your Credit Union
Partnering with your local credit union to buy a home makes sense, for many reasons. Find out what your credit union can do to help you achieve homeownership.
Three Simple Steps for Selling Your House While You’re Paying the Mortgage
Key Takeaways It’s normal to sell a home while you still have a mortgage Get a payoff statement to know what it costs to repay the loan Figure out your home value to set a fair price You might have loved your home when you purchased it, but now it’s time to move. Perhaps you’re […]
Take Advantage of a Buyer’s Market
Key Takeaways Buyer’s markets exist when buyers have more negotiating power than sellers due to supply-and-demand imbalances There are several ways to figure out whether you’re in a buyer’s market If you’re purchasing in a buyer’s market, take strategic advantage by offering less than the list price and/or asking the seller for concessions As you […]
How to Avoid or Eliminate Private Mortgage Insurance (PMI)
Key Takeaways PMI is insurance that protects the lender and is required on conventional loans where the down payment is less than 20% of the home price There are some loans that don’t require PMI There are ways to avoid PMI or have it removed You’ve been dreaming of the day you’ll get the keys […]